Class of 2021 graduates average indebtedness $165,625

Percentage of 2017 graduateswith medical school debt: 83

FY 2019 (published Feb 2022)

Official 3 Year Cohort Default Rate:  0.0 percent

Since 1978 the School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

Expected Cost of Attendance 2021-22

For Students Entering Fall 2021

The Learning Contract of $5,568 is available to all medical students for four years of study. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

Tuition and fees may be changed at any time without prior notice.

School of Medicine Expected Cost of Attendance 2021-22

Class of 2025	MA Resident	Non-MA Resident
Tuition	$37,120	$63,832
Fees	$2,130	$2,130
Health Insurance	$4,835	$4,835
Disability Insurance	$72	$72
Dental	$335	$335
Medical Society dues	$103	$103
Food	$5,000	$5,000
Miscellaneous	$5,400	$5,400
Transportation	$3,400	$3,400
Books/Supplies	$2,125	$2,125
Instruments	$700	$700
Rent	$9,000	$9,000
Loan Fees	$428	$428
Total	$70,647	$97,360

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

School of Medicine Expected Cost of Attendance 2021-22

For Continuing Students (Classes 2022 2023 and 2024)

The Learning Contract is $5,568. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 **  Tuition and fees may be changed at any time without prior notice.

School of Medicine Expected Cost of Attendance 2021-2022

Class of 2022

Item/Fee	In-state	out of state
Tuition	$37,120	$63,832
Fees	$2,130	$2,130
*Health Insurance	$4,464	$4,464
Disability Insurance	$72	$72
Dental	$335	$335
Medical Society Dues	$35	$35
Food	$6,000	$6,000
Miscellaneous	$6,480	$6,480
Transportation	$4,080	$4,080
Books/Supplies	$372	$372
USMLE exams	$560	$560
CSE Travel	$742	$742
Clinical Travel	$700	$700
Graduation Fee	$258	$258
Parking Fee	$208	$208
Rent	$10,800	$10,800
Loan Fees	$449	$440
Total	$74,805	$101,517

* Single student rate is for outpatient services only. (See section on the Student Health Service.) 

Class of 2023	MA Resident	Non-MA Resident
Tuition	$37,120	$63,832
Fees	$2,130	$2,130
Health Insurance	$4,464	$4,464
Disability Insurance	$72	$72
Dental	$335	$335
Medical Society dues	$35	$35
Food	$6,000	$6,000
CSE exam	$1,200	$1,200
Miscellaneous	$6,480	$6,480
Transportation	$4,080	$4,080
Books/Supplies	$722	$722
Instruments	$0	$0
Rent	$10,800	$10,800
Total	$73,438	$100,150

Class of 2024	MA Resident	Non-MA Resident
Tuition	$37,120	$63,832
Fees	$2,130	$2,130
Health Insurance	$4,464	$4,464
Disability Insurance	$72	$72
Dental	$335	$335
Medical Society dues	$35	$35
Food	$5,000	$5,000
Miscellaneous	$5,265	$5,265
Transportation	$3,315	$3,315
Books/Supplies	$920	$920
Rent	$9,000	$9,000
Total	$67,656	$94,368

• Tuition and Fees 2021-2022
• Tuition and Fees 2022-2023

Supplemental Forms (only submit to the FAO if requested to do so):

• Child Care Form(optional)
• CSS Business Supplement         
• Enrollment verification form
• Parent Income and Expense Worksheet
• Non-US Parent Living Abroad Form
• Asset Verification Form

         

Waiver / Appeal / Change Forms:

• Request to Waive Custodial Parent Data
• Request to Waive Non-Custodial Parent Data
• Cost of Attendance Adjustment Request
• Financial Aid Appeal Form
• Budget Adjustment Request--Residency Interviewing Costs
• Stafford Loan Request/Change Form

 

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

1. Federal Unsubsidized Stafford Loan
2. Federal Stafford Loan
3. Other federal student aid programs
4. Institutional student aid programs
5. State student aid programs
6. Private student aid programs
7. Student

Students must notify the dean of their respective school and the Registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and Registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the School Bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Jennifer Robinson, Controller
UMass Chan Medical School
333 South Street
Shrewsbury, MA  01545

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

 

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.