Tuition and Fees
For All Students at UMMS
Financial Aid
Supplemental Forms (only submit to the FAO if requested to do so):
- Child Care Form(optional)
- CSS Business Supplement
- Enrollment verification form
- Parent Income and Expense Worksheet
- Non-US Parent Living Abroad Form
- Asset Verification Form
Waiver / Appeal / Change Forms:
- Request to Waive Custodial Parent Data
- Request to Waive Non-Custodial Parent Data
- Cost of Attendance Adjustment Request
- Financial Aid Appeal Form
- Budget Adjustment Request--Residency Interviewing Costs
- Stafford Loan Request/Change Form
Refund Policy
Cease Enrollment
Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.
Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent). If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage. Accordingly, only the prorated amount of financial aid is available to the student. Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance. Failure to return unearned Title IV aid may result in ineligibility for future federal aid.
Allocation of Refunds
A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:
- Federal Unsubsidized Stafford Loan
- Federal Stafford Loan
- Other federal student aid programs
- Institutional student aid programs
- State student aid programs
- Private student aid programs
- Student
Students must notify the dean of their respective school and the Registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and Registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.
Upon request, the School Bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:
Jennifer Robinson, Controller
UMass Chan Medical School
333 South Street
Shrewsbury, MA 01545
This policy is subject to change at any time without prior notice if necessary to comply with federal law.
Add/Drop Course
The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Medical School. A full refund will be given for any course dropped within 30 days from the start of the course.
Veterans Information
The University of Massachusetts Medical School is a veteran-friendly institution. We are proud of the brave men and women who served in the armed forces to protect our country. All academic programs at UMMS are approved for Veteran Education Programs and the Registrar’s staff are trained Certifying Officials for veterans education benefits.
The symbol “GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at https://www.benefits.va.gov/gibill."
For the School of Medicine
Average Financial Debt on Graduation
Class of 2021 graduates average indebtedness $165,625
Percentage of 2017 graduateswith medical school debt: 83
Default and Loan Repayment Rates
FY 2019 (published Feb 2022)
Official 3 Year Cohort Default Rate: 0.0 percent
Learning Contract
Since 1978 the School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.
Total Cost of Education
Expected Cost of Attendance 2021-22
For Students Entering Fall 2021
The Learning Contract of $5,568 is available to all medical students for four years of study. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.
Tuition and fees may be changed at any time without prior notice.
School of Medicine Expected Cost of Attendance 2021-22
| Class of 2025 | MA Resident | Non-MA Resident |
| Tuition | $37,120 | $63,832 |
| Fees | $2,130 | $2,130 |
| Health Insurance | $4,835 | $4,835 |
| Disability Insurance | $72 | $72 |
| Dental | $335 | $335 |
| Medical Society dues | $103 | $103 |
| Food | $5,000 | $5,000 |
| Miscellaneous | $5,400 | $5,400 |
| Transportation | $3,400 | $3,400 |
| Books/Supplies | $2,125 | $2,125 |
| Instruments | $700 | $700 |
| Rent | $9,000 | $9,000 |
| Loan Fees | $428 | $428 |
| Total | $70,647 | $97,360 |
* Single student rate is for outpatient services only. (See section on the Student Health Service.)
School of Medicine Expected Cost of Attendance 2021-22
For Continuing Students (Classes 2022 2023 and 2024)
The Learning Contract is $5,568. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.
** Tuition and fees may be changed at any time without prior notice.
School of Medicine Expected Cost of Attendance 2021-2022
Class of 2022
| Item/Fee | In-state | out of state | |
|---|---|---|---|
|
Tuition |
$37,120 |
$63,832 |
|
|
Fees |
$2,130 |
$2,130 |
|
|
*Health Insurance |
$4,464 |
$4,464 |
|
|
Disability Insurance |
$72 |
$72 |
|
|
Dental |
$335 |
$335 |
|
|
Medical Society Dues |
$35 |
$35 |
|
|
Food |
$6,000 |
$6,000 |
|
|
Miscellaneous |
$6,480 |
$6,480 |
|
|
Transportation |
$4,080 |
$4,080 |
|
|
Books/Supplies |
$372 |
$372 |
|
|
USMLE exams |
$560 |
$560 |
|
|
CSE Travel |
$742 |
$742 |
|
|
Clinical Travel |
$700 |
$700 |
|
|
Graduation Fee |
$258 |
$258 |
|
|
Parking Fee |
$208 |
$208 |
|
|
Rent |
$10,800 |
$10,800 |
|
|
Loan Fees |
$449 |
$440 |
|
|
Total |
$74,805 |
$101,517 |
|
* Single student rate is for outpatient services only. (See section on the Student Health Service.)
| Class of 2023 | MA Resident | Non-MA Resident |
| Tuition | $37,120 | $63,832 |
| Fees | $2,130 | $2,130 |
| Health Insurance | $4,464 | $4,464 |
| Disability Insurance | $72 | $72 |
| Dental | $335 | $335 |
| Medical Society dues | $35 | $35 |
| Food | $6,000 | $6,000 |
| CSE exam | $1,200 | $1,200 |
| Miscellaneous | $6,480 | $6,480 |
| Transportation | $4,080 | $4,080 |
| Books/Supplies | $722 | $722 |
| Instruments | $0 | $0 |
| Rent | $10,800 | $10,800 |
| Total | $73,438 | $100,150 |
| Class of 2024 | MA Resident | Non-MA Resident |
| Tuition | $37,120 | $63,832 |
| Fees | $2,130 | $2,130 |
| Health Insurance | $4,464 | $4,464 |
| Disability Insurance | $72 | $72 |
| Dental | $335 | $335 |
| Medical Society dues | $35 | $35 |
| Food | $5,000 | $5,000 |
| Miscellaneous | $5,265 | $5,265 |
| Transportation | $3,315 | $3,315 |
| Books/Supplies | $920 | $920 |
| Rent | $9,000 | $9,000 |
| Total | $67,656 |
|
For the Graduate School of Biomedical Sciences
Average Financial Debt on Graduation
Average debt of all graduates of the class of 2021 in the GSBS program is $0
Percent of class of 2021 who borrowed any student loans is 0.
Default and Loan Repayment Rates
FY 2019 Official 3 Year Cohort Default Rate: 0.0 percent (published Feb 2022)
Total Cost of Education
| Tuition and fees* | $0 |
| Estimated room and board | $17125 |
| Miscellaneous | $12024 |
| Books and supplies | $519 |
| Loan fees | $102 |
| Transportation | $4084 |
| Total Budget for Financial Aid | $33854 |
| *tuition and fees are not paid by the student |
|
For the Graduate School of Nursing
Average Financial Debt on Graduation
Average debt of those 2021 graduates who took loans is $117,728
76 percent of the graduating class of 2021 borrowed loans
Default and Loan Repayment Rates
FY 2019 Official 3 Year Cohort Default Rate (published February 2022): 0.0 percent
Total Cost of Education
| Graduate School of Nursing (in-state) | |
| Tuition and fees* | $15,720 |
| Estimated room and board | $11,970 |
| Miscellaneous | $4,249 |
| Books and supplies | $1,644 |
| Health insurance | $4,464 |
| Loan fees | $102 |
| Transportation | $2,830 |
| $40,979 | |
| *GSN annual tuition based on 18 credits per year - actual tuition charged based on number of credits taken (9 month budget Spring/Fall Semester) | |
| Graduate School of Nursing (NE regional) | |
| Tuition and fees* | $19,374 |
| Estimated room and board | $11,970 |
| Miscellaneous | $4,249 |
| Books and supplies | $1,644 |
| Health insurance | $4,464 |
| Loan fees | $102 |
| Transportation | $2,830 |
| $44,633 | |
| *GSN annual tuition based on 18 credits per year - actual tuition charged based on number of credits taken | |
| Graduate School of Nursing (out-of-state) | |
| Tuition and fees* | $21,228 |
| Estimated room and board | $11,970 |
| Miscellaneous | $4,249 |
| Books and supplies | $1,644 |
| Health insurance | $4,464 |
| Loan fees | $102 |
| Transportation | $2,830 |
| $46,487 | |
| *GSN annual tuition based on 18 credits per year - actual tuition charged based on number of credits taken | |
| GSN Graduate Entry Program (in-state)* | |
| Tuition and fees* | $46,590 |
| Estimated room and board | $11,970 |
| Miscellaneous | $4,636 |
| Books and supplies | $2,526 |
| Health insurance | $4,835 |
| Loan fees | $102 |
| Transportation | $2,830 |
| $67,350 | |
| 9 month budget (Spring/Fall) | |
| GSN Graduate Entry Program (NE regional)* | |
| Tuition and fees* | $45,672 |
| Estimated room and board | $11,970 |
| Miscellaneous | $4,636 |
| Books and supplies | $2,526 |
| Health insurance | $4,835 |
| Loan fees | $102 |
| Transportation | $2,830 |
| $72,571 | |
| 9 month budget (spring/fall) | |
| GSN Graduate Entry Program (out-of-state) | |
| Tuition and fees* | $50,890 |
| Estimated room and board | $11,970 |
| Miscellaneous | $4,636 |
| Books and supplies | $2,526 |
| Health insurance | $4,835 |
| Loan fees | $102 |
| Transportation | $2,830 |
| $77,789 | |
| 9 month budget (spring/fall) | |